I thought I should give an update on our house. I have spent the last couple weeks trying to get everything in order to apply for our loan. It amazes me what you have to do before the bank will give you any money. We had to have all our plans done, and approved by the city. We had to do all of our zoning variances and get our building permit. The worst part of it has been getting all the bids. It's hard if you don't know anyone to know who you should call to get a good bid from. Luckily I ran across a great General Contractor who was nice enough to kind of hold my hand through the whole process. He will be doing all the framing and siding for our house. We finally got it all together, along with every financial document we could find and met with the loan officer today. She said it all looked good, and that it should be a week or so until we can get the money. So far the numbers run like this; We bought the house for $106 thousand, put another $8 thousand into it, are taking out a loan for $60 thousand, and will end up with a house that appraises for $195 thousand. All in all not too bad of a deal, just a lot of work getting there. Comments? Post them here in our forums.